Finding Coverage for Medicare Near Me

Plus, every service area has different rules or guidelines regarding plans, making consistency difficult. Working with an FMO generally gives you access to much better contracts and product offerings. These organizations have connections with multiple carriers and can offer you more connections and better commissions than you would earn by trying to work directly with individual carriers. They also often offer assistance with training and certification requirements.

If you prefer to work for yourself but appreciate strong support, consider working as an independent insurance agent for Assurance. Take the marketability of each product into account as well. Many carriers have minimum product requirements, for example, at least one enrollment per product. Certain carriers allow you to skip the contracting process if you already sell their other products. Others require you to contract for each new product line you sell. Double-check with your point of contact at each carrier to make sure you understand the proper procedure.

You can also enroll in a Medicare Advantage plan during the Annual Election Period , which occurs from Oct. 15 through Dec. 7. We never take your clients; they are ALWAYS yours to keep even if you decide to leave us. I have marketed my website for only a couple of months and seen amazing results. As I get ready for my 6th AEP, I am so excited to be under AGA! I have never been treated so well as an agent and sometimes I can’t believe just how supportive AGA has been. Brandon Clay, “How to Become a Medicare Insurance Agent,” redbirdagents.com, June 2, 2020.

Currently a licensed health agent, she draws on her knowledge and more than 15 years of experience with the Medicare benefits counseling program. She also teaches health care insurance at UC Berkeley Extension and works with a non-profit, After-Innocence, that helps exonerees transition to life after wrongful incarceration. A licensed agent can quickly and efficiently search dozens of plans from different insurers, saving you time and money in the process. Many enrollees do not realize that other companies charge different premiums for a policy with the exact same benefits.

But after spending a few days researching Medicare online, she was still confused. Before applying for group coverage, please refer to the pre-enrollment disclosures for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage. View plan provisions medicare agent or check with your sales representative. Humana group life plans are offered by Humana Insurance Company or Humana Insurance Company of Kentucky. The biggest concern for most customers is keeping their primary care physician, so I help pinpoint plans that have their doctors in network.